The Economy Man

Ratios to look before buying a stock (share) In this blog we will discuss about 8 ratios which plays a vital role in determining the intrinsic value of a stock. 1) Ploughback & Reserves Ratio-: The plowback ratio is a fundamental analysis ratio that measures how much earnings are retained after dividends are paid out. It is most often referred to as the retention ratio. The opposite metric, measuring how much in dividends are paid out as a percentage of earnings, is known as the payout ratio. 2) Book Value Per Share Ratio-:  The book value per share (BVPS) is a ratio that weighs stockholders' total equity against the number of shares outstanding. In other words, this measures a company's total assets, minus its total liabilities, on a per-share basis. 3) Earning Per Share Ratio-: Earnings per share or EPS is an important financial measure, which indicates the profitability of a company. It is calculated by dividing the comp...

Skills To Learn In 2021 This blog is a continuation blog of our previous blog Skills to learn in 2021 . So , If you didn't go through it kindly check it before proceeding further. In the last blog we had describe 6 Skills that are useful to make an another source of income in 2021. Rest 6 Skills are here. 7) Info Architecture 8) Digital Marketing 9) VFX / Animation 10) Artificial intelligence  11) Cloud Computing 12) Blockchain 13) Podcasting / Content Creation Info Architecture -: Information architecture is the process by which all content, information, and functionality is arranged across the design of either a website, or app. Digital Marketing -:  In general terms, a digital marketer is responsible for using digital channels to generate leads and build brand awareness. Digital channels include: Company websites Social media Search engine rankings Email marketing Online display ads Corporate blogs VFX/Animation -: Producers have overall responsibility for an anim...

Skills to learn in 2021  In this blog we're going to describe some skills in which you can make a career out of it. Here is the list of top skills that have a great future in this decade -:  1) UI/UX Designing 2) Facebook And Instagram Ads 3) Copywriting 4) Project Management 5) Biz Development 6) Product Ownership 7) Info Architecture 8) Digital Marketing 9) VFX / Animation 10) Artificial intelligence  11) Cloud Computing 12) Blockchain 13) Podcasting / Content Creation UI / UX Designing -:  A UI/UX designer's job is to create user-friendly interfaces that enable users to understand how to use complex technical products. If you're passionate about the latest technology trends and devices, you'll find great fulfillment in being involved in the design process for the next hot gadget. Facebook and Instagram Ads -: Description doesn't require in this. If yes, then let us know in the contact form. Copywriting-: Copywriters spend their days writing prose for the purpose ...

E-commerce business [Dropshipping] This blog is a continuation blog of the previously posted 2 blog on E-commerce Business in India. And how to make a successful dropshipping store? To relate with the points that we mentioned here to implement in your e-commerce store , then first go through the other two blogs also. In this blog we're going to describe some mistakes People generally make while making E-commerce store? Mistakes people generally made during the building up of their e-commerce store. 1) lack of security certifications (Use HTTPS instead of Http) 2) No clear value proposition. 3) Poor design and copy (Start Making your brand from the 1st day of your Execution) 4) Poor mix of text, imagery, and video 5) Poor navigation 6) Poor lead-capturing efforts 7) Technical glitches 8) Not using category pages 9) Poor hierarchy 10) Poor design and copy 11) Poor media mix 12) Overwhelming category pages 13) Poor product description and info These are the some minor problems that yo...

Dropshipping in India  In this blog we're going to describe dropshipping and how to build a successful dropshipping store in India ?  How to build a successful dropshipping store in India ?  So , what do you mean by dropshipping ?  By searching on Google you find an answer like this " Drop shipping is a form of retail business wherein the seller accepts customer orders but does not keep goods sold in stock. "  But How does dropshipping actually work ?  Or how can we made a successful dropshipping store in India in 2021 ?  Points to keep in mind while building a dropshipping store -: 1) You don't have to worry about Inventory management. 2) You don't have to worry about Delivery. 3) You don't have to worry about Marketing (if the product you choose is right). 4) You don't have to worry about Payments related issues. 5) You don't have to worry about Website Development. In short you doesn't have to worry about any single thing. If you are following t...

Is E-commerce Business Profitable In India ?  The answer for this question is absolutely YES !  In this blog series we will cover major concepts of E-commerce. What is a E-commerce Business ? E-commerce is the buying and selling of good or services via the internet, and the transfer of money and data to complete the sales. It's also known as electronic commerce or internet commerce. Types of E-commerce Business Models -:  There are four traditional types of ecommerce, including B2C (Business-to-Consumer), B2B (Business-to-Business), C2B (Consumer-to-Business) and C2C (Consumer-to-Consumer). There's also B2G (Business-to-Government), but it is often lumped in with B2B. Toolkit Of A Good E-commerce Business -: 1) A Great Website (A Good design makes the consumer to learn more) 2) Great Website Speed  3) SSL certificate 4) Business Email  5) Social Proof Of your business ( Accounts on social media platforms for marketing...

HOW TO IMPROVE YOURSELF ? In this blog we'll provide 36 basic steps which we all know in a way but we failed when it comes to usage of it. So in this blog , we will give 36 points from which you can start improving yourself. 36 Ways to Improve Yourself -:  1. Meditate 2. Set goals 3. Read daily 4. Judge less 5. Eat healthy 6. Love yourself 7. Wake up early 8. Start a journal 9. Quit a bad habit 10. Ask for feedback 11. Learn a new skill 12. Believe in yourself 13. Start a new routine 14. Plan a new strategy 15. Learn how to invest 16. Don't make excuses 17. Stop procrastinating 18. Review your finances 19. Focus on the positive 20. Change your attitude 21. Learn a new language 22. Question your purpose 23. Focus one thing at a time 24. Don't compare yourself 25. Automate and delegate 26. Acknowledge your flaws 27. Identify your blind spots 28. Leave your comfort zone 29. Change your social circle 30. See failure as opportunity 31. Follow an exercise routine 32. Make a busin...

Why To Invest ? 🤔 In this previous blog we will describe the basics of stock market. Recap -: But why anyone want to learn when you have the option to directly invest and learn from practical experience. The Answer for this question is very simple -: “Because you can't build a great building on   a weak foundation!” Now , Take a look at these points -: WHY TO INVEST? At some point, you’ll have enough money saved up where you’ll think, “Wow, I should probably invest this somehow.” Whether you are a doctor, a teacher, a student, a government servant or a part of the private corporate world, you need to invest. In order to build your wealth, you will want to invest your money. Investing allows you to put your money in vehicles that have the potential to earn strong rates of return. If you don’t invest, you are missing out on opportunities to increase your financial worth. Of course, you have the potential to lose your money in investments, but if you invest wisely, ...

You are the average of 5 people you spend your most of the time with. The people you spend the most time with shape who you are. They determine what conversations dominate your attention. They affect to which attitudes and behaviors you are regularly exposed. Eventually you start to think like they think and behave like they behave. As Darren Hardy writes in The Compound Effect: “According to research by social psychologist Dr. David McClelland of Harvard, [the people you habitually associate with] determine as much as 95 percent of your success or failure in life.” That’s huge. And it has important consequences. The dream in your heart may be bigger than the environment in which you find yourself. Sometimes you have to get out of that environment to see that dream fulfilled. It’s a fact of life that some people hold us back, while other propel us forward. That’s just the way it is, so you might as well accept it and learn how to deal with it instead of wishing that reality ...

Crowdfunding Or Bootstrapping In this blog we're going to cover the both the topics which help you to decide which type of funding is suitable for your startup Crowdfunding -:  Crowdfunding is the practice of funding a project or venture by raising small amounts of money from a large number of people, typically via the Internet. Pros and cons of Crowdfunding  -: PROS: Reasons to Consider Crowdfunding 1. There’s not much financial risk 2. Your campaign could go viral 3. A successful campaign validates your business idea 4. You keep all of your equity 5. You can tap into an existing community—and build your own CONS: Reasons to be Cautious With Crowdfunding 1. It takes time and money 2. Your campaign might not succeed 3. Someone could steal your idea 4. You have to pay several fees 5. It doesn’t work for all businesses If crowdfunding isn’t right for your company, you’re not out of hope. There are other small business financing mechanisms to choose from. Use Startup India Scheme...

Factors Determining Stock Price 📉🔗📈 In this blog we're going to describe some factor's which really has an impact on stock price . First take a look at demand and supply theory and  Stock prices rise when buy orders outnumber sell orders, and prices decline when sell orders outnumber buy orders. Demand is proportional to four factors: earnings, economy, expectations and emotion. Stock prices usually rise when all four factors are positive and fall when all four are negative. This is some basic coverage of Rising and Falling of stock price . Let's try to understand that how these 4 factors affect a stock price in detail ? 1) Earnings Publicly traded companies typically report earnings about three weeks after each quarter end. Investors punish the stocks of companies that cannot meet their own projections or the consensus estimates of research analysts. Stock prices generally rise when companies meet or exceed published estimates and provide optimi...

Risk Management We're going to cover all aspects of Risk management in this blog. So Try to read this article without any distractions as this blog post is going to help you in real life . Risk management -: Risk management is the process of identifying, assessing and controlling threats to an organization's capital and earnings. These threats, or risks, could stem from a wide variety of sources, including financial uncertainty, legal liabilities, strategic management errors, accidents and natural disasters. Now, take a look at how to professionally Start managing Risk ? Five Steps of the Risk Management Process Risk Management Process.  Step 1: Identify the Risk.  Step 2: Analyze the Risk.  Step 3: Evaluate or Rank the Risk.  Step 4: Treat the Risk. Step 5: Monitor and Review the Risk By Following the steps given above . You get an analysis about the risk and its key factors to avoid it and how to get out of it ? Or how to square off it ?  Now, Look at how to d...

Power Of Compounding Effect In this blog we're going to explore about Compounding Effect 📈. Let's start with some basic concept -: What is Compounding Effect ? Compounding is the ability of an asset to generate earnings, which are then reinvested or remain invested with the goal of generating their own earnings. If you extrapolate the process out, the numbers have the potential to grow as your previous earnings start to provide returns. How is Compounding Effect help you & me to beat inflation ? Or to become Financially Independent ? Let’s say you have Rs.100 and you put it in a savings account that earns 5% interest each year, compounded annually. At the end of the year, you earn Rs.5 in interest and it’s put into the account. The next year, thus, you’re earning 5% on the new Rs.105 balance. At the end of the following year, you’ll actually earn Rs.5.25, giving you a total balance of Rs.110.25 at the end of the year. Notice that the earning has gone up, even though the in...

 How to Start a Startup / Business ? In this blog we help you to Start your own business by following the points given below . You can also say it as a roadmap from thinking of an idea to setup in the market place . Points To keep in mind while thinking of  How To Start a Startup/Business 1) Clearly define your business by doing your own research. 2) Know the Marketplace by determining the right customers. 3) Develop a business plan by having a strong mission. 4) Decide how you'll cover your start-up costs.   5) Get Your Business Registered and Open Bank Account For Business Purpose  6)  Secure Intellectual property -: Get Your Brand's Trademarks Registered to create monopoly . 7) Get GST and other business related licenses ( varies from industry to industry)  8) Take your business online by Starting getting into E-commerce by getting into Social Media , Website and use digital marketing to increase sales and reach . 9) Get Your business Setup in a mar...

 Secret of success  This Blog helps you to Discover The Real meaning of Success and what are the main points to keep in mind 24/7 to become successful in life . First We start with Meaning Of Success  Success (the opposite of failure) is the status of having achieved and accomplished an aim or objective. Being successful means the achievement of desired visions and planned goals. The dictionary describes success as the following: “attaining wealth, prosperity and/or fame. Now What are the key factors determining whether you can achieve success or your goal or not . 1. Successful people are always prepared. Prepare for opportunities by creating a comprehensive strategic plan incorporating your vision, values, and goals. This means a strong understanding of the new knowledge environment. To multiply the options available to you and make the most of them, keep learning and becoming better at what you do every day. 2. Successful people speak their mind. Be consistently candid...

Is IPO Investment Beneficial ? This Blog is For those people who are investing , want to invest , and for those also who are going to invest in future .  In this blog , We are going to Cover all the queries related to IPO'S .   Let's start with some basics -:  What is an IPO ? An initial public offering (IPO) refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors. Who Decide IPO Price ? The price band and the minimum bid lot of an initial public offer (IPO) is decided by the promoters or selling shareholders of a company in consultation with the book running lead managers (BRLMs). What is the difference between IPO and Share ? Stock/Share is a part ownership in a company. Stock market is a place where you can buy or sell shares. Coming to your question IPO is called "initial public offering", this means the very first shares issued by the com...

Importance of Experience  -:  This blog is for those people who are waiting for the right time to get started . And for those also who wants to know how to take Good Decisions ? We will Cover this Concept with the help of a 5 word story . 5 Words Story Basically the story is a part of a conversation between a CEO and A Journalist -- Journalist: What is the secret of your success?" CEO: "Two words." Journalist:"And, sir, what are they?" CEO: "Good decisions." Journalist: "And how do you make good decisions?" CEO:"One word." Journalist: "And, what is that?" CEO: "Experience." Journalist: "And how do you get Experience?" CEO: "Two words." Journalist: "And, what are they?" CEO:"Bad decisions." The Moral of the story is you just have to get started . No matter what the situation is . You only have two choices -: 1st one To make Excuses and 2nd one is To get Started . We all kno...

Importance of Belief System How can someone define belief system ? By going through the definition something like that  -  Belief System is  the invisible force behind your behavior. Together with other factors such as your personality, your genetic set up and your habits, your belief system  is one of the strongest forces that affects any decision that you are making.  Let's try to understand the Importance of Belief System by a Story  The Elephant Rope (Belief) A gentleman was walking through an elephant camp, and he spotted that the elephants weren't being kept in cages or held by the use of chains. All that was holding them back from escaping the camp, was a small piece of rope tied to one of their legs. As the man gazed upon the elephants, he was completely confused as to why the elephants didn't just use their strength to break the rope and escape the camp. They could easily have done se, but instead, they didn't try to at all. Curious and wanting to ...